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How to Get Talktime Loan from Mobile Operator in Emergency

Talktime loan
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Talktime Loan or Data Loan from Telephone Operators

 

Nowadays almost every operators offer talktime loan or data loan when you are in emergency but your account balance is zero or running low. The idea of talk time loan is very simple. They credit a small amount of balance as a loan so that you can call or browse in the web when your main account balance is low. They deduce the money from your next recharge. It is an amazing service provided by the telecom operators. Now nothing can stop you from calling to your contact in emergency even if your mobile balance has exhausted. Here, I am sharing the processes and USSD(Unstructured Supplementary Service Data) codes for taking talk time loan or mobile data balance loan in any network. So, let’s start.

 USSD codes for taking advance talktime in any network:

Operator NameUSSD Codes
Airtel*141*10#
Dial 52141 for Rs.10 talk time loan(It will deduct Rs.15 later)
BSNL*518#
Idea*444# for Rs.4 talk time loan(It will deduct Rs.5 later)
*165*5# for Rs.5 talk time loan(It will deduct Rs.6 later)
*150*10# for Rs.10 talk time loan(It will deduct Rs.12 later)
*150*20 for Rs.20 talk time loan(It will deduct Rs.25 later) 
MTNLThis service is not active yet
MTS This service is not active yet
Reliance GSM*141*5# for Rs.5 talk time loan(It will deduct Rs.6 later)  *141*10# for Rs.10 talk time loan(It will deduct Rs.12 later)
Reliance JioThis service is not active yet
Spice MobileThis service is not active yet
Tata Docomo*444#
*369#
Telenor *141# for Rs.5 talk time loan(It will deduct Rs.6 later)  
Virgin Mobile*369#
Send sms LOAN to 369(It will deduct Rs.6 later)
Videocon*140#
Send sms LOAN to 543212(It will deduct Rs.6 later)
Vodafone*111*1*6#
*444#
Send sms CREDIT to 144 for Rs.5 talk time loan(It will deduct Rs.6 later)

USSD codes for taking data balance loan in any network:

Operator NameUSSD Codes
Airtel*141*567# for 50 MB data loan for 2 days(It will deduct Rs.15 later)
BSNL This service is not active yet
Idea*150*06# for 25 MB 2G data loan(It will deduct Rs.6 later)
*150*333# for 35 MB 3G data loan(It will deduct Rs.11 later)
MTNLThis service is not active yet
MTS This service is not active yet
Reliance GSMThis service is not active yet
Reliance JioThis service is not active yet
Spice MobileThis service is not active yet
Tata DocomoThis service is not active yet
Telenor This service is not active yet  
Virgin MobileThis service is not active yet
VideoconThis service is not active yet
Vodafone*111*1*3#
Send sms ICREDIT to144 for 30 MB 3G data loan for 1 day(It will deduct Rs.10 later)

 

Some telecom operators allows talk time/data loan for those customer who are older than 3 months in that operator. The USSD codes may change from time to time. If any USSD code is not working, then inform me to help others to know about it. I will change the codes accordingly.

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